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State & federal programs

ACA Marketplace Subsidies

Tax credits that reduce monthly health insurance premiums on HealthCare.gov.

Insurance enrollment

Most Florida applicants earning 100%–400% of the federal poverty level qualify for significant premium reductions. Many plans available for under $10/month.

Who qualifies

A quick look at who this program is designed to help.

Must be a US citizen or lawfully present in the US. Must not be incarcerated. Must not be enrolled in Medicare. Household income generally between 100% and 400% of the Federal Poverty Level to qualify for premium tax credits (enhanced subsidies may extend further). Open enrollment is typically November through January, but qualifying life events allow special enrollment year-round.

Where

Available nationwide

Income

Up to 400% of federal poverty level

Age

Age limits not listed

Conditions

Any condition

Insurance

I don't have any insuranceI have insurance, but I still can't afford care

Stage of care

Haven't started yet

What you'll need

Have these ready before you start the application.

  • Social Security numbers for all household members, employer and income information (pay stubs, W-2s, or tax returns), immigration documents if applicable, and information about any current health coverage.

How it works

Apply online at HealthCare.gov, by phone, or in person with help from a local navigator or certified enrollment counselor. Create an account, complete the application with household and income information, compare plans, and enroll. You can apply during open enrollment or after a qualifying life event.

Ready for the next step?

Visit the program’s website for current instructions. Your matches will be here when you return.