State & federal programs
Medicare Part D Extra Help (Low-Income Subsidy)
Federal program that helps pay Medicare Part D premiums, deductibles, and copays for eligible low-income seniors.
Extra Help is a federal program that helps people with limited income and resources pay for Medicare prescription drug coverage (Part D). It can pay all or part of premiums, deductibles, and coinsurance.
Who qualifies
A quick look at who this program is designed to help.
Must be enrolled in or eligible for Medicare Part D. Annual income must be below 150% of the Federal Poverty Level (approximately $22,590 for an individual in 2025). Resources must be limited to $17,220 for an individual or $34,360 for a married couple. Resources include savings, stocks, and bonds but not your home, car, or burial plot.
Where
Income
Age
Conditions
Insurance
Stage of care
What you'll need
Have these ready before you start the application.
- Social Security number, Medicare card or Medicare number, information about your income and resources (bank statements, pension statements, tax returns), and proof of any life insurance policies.
How it works
Apply online at ssa.gov, by calling Social Security at 1-800-772-1213, or by visiting your local Social Security office. You can also apply through your State Medicaid office. Processing typically takes a few weeks. If approved, you will receive a letter with your coverage details.
Ready for the next step?
Visit the program’s website for current instructions. Your matches will be here when you return.