State & federal programs
Medicare Savings Programs (QMB, SLMB, QI)
State-run programs that pay your Medicare premiums and, for QMB, your deductibles and coinsurance too. Huge for people on fixed income.
Medicare Savings Programs (MSPs) are state-administered, federally funded programs that help people with limited income pay Medicare costs. Four MSPs: (1) Qualified Medicare Beneficiary (QMB) - pays Part A/B premiums, deductibles, coinsurance, and copayments; (2) Specified Low-Income Medicare Beneficiary (SLMB) - pays Part B premium only; (3) Qualifying Individual (QI) - pays Part B premium (first-come first-served annual); (4) Qualified Disabled and Working Individuals (QDWI) - pays Part A premium for disabled workers. Enrollment in QMB, SLMB, or QI also automatically qualifies you for Extra Help with Part D prescription costs.
Who qualifies
A quick look at who this program is designed to help.
Where
Income
Age
Conditions
Insurance
Stage of care
What you'll need
Have these ready before you start the application.
- Medicare card, Social Security card, proof of income (recent pay stubs, Social Security/SSI award letter, pension statements), bank statements and proof of other resources, proof of residency, immigration documents if applicable.
How it works
- 1
Fill out the application
The program runs its own application. We'll send you straight there.
- 2
Submit your documents
Upload or send the documents listed above, following the program's instructions.
- 3
Receive your benefit
If approved, the benefit kicks in based on the program's timeline.
Ready to apply?
Start your application on the program's own website. We'll keep your matches ready when you come back.